Iron Oak Loan Application

LOAN OFFICER INFORMATION
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REFERRING BROKER CONTACT INFORMATION (IF APPLICABLE)
BORROWER INFORMATION/GUARANTOR(1)
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Borrower Employment Information
CO-BORROWER INFORMATION/GUARANTOR(2)
Co-Borrower Information
Co-Borrower Employment Information
BUSINESS ENTITY INFORMATION
Business Entity Information
MONTHLY INCOME AND COMBINED HOUSING EXPENSE INFORMATION
Gross Monthly Income Borrower Co-Borrower Total Combined Monthly Housing Expense Present Proposed
Base Empl. Income* Rent
Overtime First Mortgage (P&I)
Bonuses Other Financing (P&I)
Commissions Hazard Insurance
Dividends/Interest Real Estate Taxes
Net Rental Income Mortgage Insurance
Other (before completing, see the notice in "describe other income, " below) Homeowner Assn. Dues
Other:
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B/C Describe Other Income Monthly
LOAN DETAILS
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USE OF FUNDS
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SUBJECT PROPERTY INFORMATION
Subject Property #1 Information
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SCHEDULE OF REAL ESTATE OWNED AND PROJECT EXPERIENCE
Prop Types: PR = primary residence; I = investment property; C = commercial property; R = raw land
Prop Status: S=sold, PS=pending sale or R=rental
Property Address

(Street, City, State, Zip Code, County)

 Property Type Property Status Market Value Total Mortgage & Liens Gross Rental Income Mortgage Payments Ins, Taxes HOA Net Rental Income
DECLARATIONS
SUMMARIZE INCOME, RESERVES AND ABILITY TO SERVICE DEBT:
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Demographic Information of Borrower
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fullfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race:" The law provides that we may not discriminate on the basis of this information, or whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations requires us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also prvodes that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Ethnicity: Check one or more
Sex
Race: Check one or more
ACKNOWLEDGEMENT & AGREEMENT

* I/we represent and warrant that the information provided in this credit application /Real Estate Information Form is complete, accurate and true. Each individual signing below also requests and authorizes any lenders or funding source which may be utilized (collectively referred to as "Lenders") to obtain information from the references listed above and obtain commercial and /or consumer credit histories that will be ongoing and relate not only to the evaluation of the business credit requested, but also for the purposes of reviewing the account, increasing the credit line on the account (if applicable), taking collection action on the account, and for any other legitimate purpose associated with the account as may be needed.

A FACSIMILE, ELECTRONIC OR OTHER COPY OF THIS SIGNED AUTHORIZATION SHALL BE AS VALID AS THE ORIGINAL.

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Note: All questions marked with a red star (*) are required in order to complete the application. Questions that are not marked will eventually require answers to complete your loan, however you will receive a Loan Estimate if you only submit the required fields.