Each guarantor represents warrants and certifies that the information provided herein is true, correct and complete. Each Guarantor authorizes HEDCO INC to obtain a background check and/or credit report on each of them. Copies of the report may be given to the intended lender or lenders for the purpose of lender's or lenders' reliance when making the decision to fund the loan. Further credit reports may be obtained by HEDCO INC at any time during the loan term. This authorization is valid for purposes of verifying information given pursuant to lawful purpose covered under the Fair Credit Report Act (FRCA). * Read and Acknowledged